Innovation Library from Qorus
Most recent innovations
Tokenized Deposits Project – National Bank of Georgia
The National Bank of Georgia is pioneering a regulatory-first tokenized deposits sandbox—enabling compliant, blockchain-based financial instruments that enhance flexibility, liquidity, and innovation in banking.
BMO Offers & Air Miles Integration
BMO undertook a significant and complex initiative to improve the digital offer experience by providing customers with timelier and more...
Delivering Real Financial Progress: Direct Deposit Integration & Credit Soft Pull
In 2024, BMO enhanced digital banking with streamlined direct deposit setup and soft-pull credit checks, helping customers access funds faster...
Google Unified Payment Provisioning (UPP)
This integration enables customers the ability to securely add their debit or credit cards and access them seamlessly across multiple...
FundsNow @ BMO
April 2024, #FundsNow was released by @BMO. A revolutionary check deposit solution that grants users immediate & guaranteed access to...
Outbound Check Fraud (OBC), and True-Party Intention (TPI) Deposit Abuse
OBC and TPI models detect fraud at customer touchpoints. OBC flags outbound checks for internal fraud agents to review, thereby...
InResto
InResto allows customers to set aside change from purchases made via debit cards, and when the accumulated amount reaches 10...
A real-world test of portfolio optimization with quantum annealing
RBI and Reply proved quantum annealing can solve real-world portfolio optimization, matching classical results on actual bank data. This breakthrough...
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VESTO by Creand: inVESting TOgether
Vesto democratizes investment by making it ridiculously simple, accessible, and inclusive. We fight financial misinformation through clear education and intuitive...
Polyglot Connect: AI-Powered Multilingual Conferencing
Experience truly natural global meetings. Polyglot Connect offers real-time, AI-driven translation with voice cloning and lip-sync for seamless cross-lingual video...
Lighthouse: Behavioral Risk Analytics
Moving beyond financial history, we score credit risk based on behavioral DNA. Our AI-powered psychometric tool unlocks new markets of...
MoodSense: Real-time Agent Analytics
Our AI analyzes call center agent emotions in real-time via webcam. MoodSense boosts agent wellbeing and customer satisfaction simultaneously, providing...
Aktif Codex: The Self-Learning Knowledge Engine
Our self-learning AI platform allows every department to build its own expert chatbot by simply uploading documents. Aktif Codex delivers...
Generative AI Financial Advisor: ESG-Focused Banking Platform for SMEs
AI financial advisor for SMEs: predicts cash flow, auto-detects opportunities & subsidies, optimizes insurance, boosts ESG. Reduces churn, full automation
Comprou Voltou – Cashback that Connects the Carrefour Ecosystem
A unified, intelligent, and scalable cashback program that connects Carrefour, Atacadão, the Bank, and industry partners in an integrated rewards...
Tessera: The AI & Data-Driven Revolution at Banco Carrefour
Tessera transforms data into agile and secure intelligence through Google Cloud, driving fast and accurate decision-making. A leap in efficiency...
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