Chime, a leading consumer financial technology company, has launched Chime+, a premium membership tier designed to enhance the banking experience for its members. Available to those who set up a qualifying direct deposit, Chime+ offers exclusive perks such as a 3.75% Annual Percentage Yield (APY) savings account, custom cashback deals, and priority support—all without fees.
Chime+: Premium Features Without the Premium Cost
Chime+ builds on the financial tools Chime members already rely on, such as early paycheck access and fee-free overdraft protection. The new benefits include:
• Higher Savings Rate: Chime+ members can grow their savings faster with a 3.75% APY.
• Exclusive Chime Deals: Cashback offers from top retailers on everyday purchases like gas and groceries.
• Priority Support: Faster response times for Chime+ members.
“I was surprised by how many benefits came with Chime+,” said Torry Barton, a Chime member from Kingston, NY. “It feels like a premium service without the extra fees traditional banks charge.”
A smarter, more powerful Chime app for everyone
Beyond Chime+, the company has redesigned its app to include new tools that help members manage money, build credit, and save with confidence. Key updates include:
• Credit building from day one: Members can now build credit immediately, without needing direct deposit.
• Personalized credit insights: FICO tracking and real-time credit-building tips.
• Savings Goals: Customizable tools to track financial milestones.
• Enhanced security features: A new security hub for greater account protection.
Chime continues to innovate, recently launching AI-powered member support and Instant Loans, reinforcing its commitment to providing affordable and user-friendly financial solutions.
