Ram Devanarayanan, Associate Vice President - Europe at Infosys Finacle, explores the latest trends in lending innovation. He discusses the impact of economic conditions, the role of technology as a key driver, and the evolution of business models, including embedded lending and super apps. He also highlights the rise of inclusive and sustainable lending, emphasizing responsible growth. Finally, he shares real-world examples of banks transforming their lending strategies, featuring insights from Bank of Ireland, UnionBank, and Line BK.
