Financial Innovation Spotlight – January 2025 edition

In this month’s Financial Innovation Spotlight, we zoom in on five exciting new projects from around the world. The UK’s trailblazing digital banks are first under the spotlight: Atom is empowering homeowners with personalized energy-saving solutions, while Revolut is protecting its customers against fraud with in-app phone support. In France, Crédit Agricole’s proptech Khome has rolled out an enticing offer for clients seeking to buy real estate: a co-investment model that covers 10% of the downpayment. Meanwhile bunq, Europe’s second-largest neobank, is breaking language barriers with real-time speech-to-speech AI translation for in-app phone calls. Finally, in Uzbekistan, TBC UZ has launched a subscription service that seamlessly combines banking and lifestyle benefits.