Santander's digital consumer finance platform, Zinia, has just inked a significant deal that positions it as the exclusive consumer finance provider for Apple in Germany. This partnership, announced on June 10, 2024, marks a pivotal moment for both companies in enhancing the purchasing experience for Apple products across the country.
Under the new agreement, Zinia will empower Apple customers with flexible payment options both in-store and online at apple.de. Customers can opt to split their payments into installments spanning 3 to 36 months, or defer payment for 30 days following shipment or in-store pickup. Additionally, as an introductory offer, customers purchasing iPhones through Zinia can enjoy interest-free installment plans for either 12 or 24 months.
Zinia's integration into Apple's sales ecosystem promises an intuitive and secure financing experience. Customers need only provide basic information such as their phone number and date of birth, followed by a quick validation process through their online banking account. This streamlined approach ensures a hassle-free transaction backed by the security and reliability of Santander, a global financial powerhouse.
Since establishing its presence in Germany in 2022, Zinia has been at the forefront of providing diverse financing solutions, including popular options like buy now pay later schemes. The platform's expansion across Europe underscores its commitment to revolutionizing consumer finance through digital innovation.
Looking ahead, Zinia anticipates further growth in Germany and beyond, reinforcing its role within Santander's Digital Consumer Bank, which spans 16 European countries and operates through an extensive network of over 130,000 points of sale.
With this strategic alliance, Santander and Apple are poised to elevate the consumer finance landscape in Germany, offering unparalleled convenience and flexibility to Apple enthusiasts looking to finance their latest gadgets seamlessly. As technology and finance converge, Zinia stands ready to redefine how consumers interact with high-end products like iPhones, iPads, and more within the vibrant German market.
