Metro Bank unveils AI scam detection tool

Digital Reinvention
10/04/2025News

Metro Bank has launched a groundbreaking anti-fraud tool by partnering with AI-powered scam detection service Ask Silver. The new feature, known as the Metro Bank Scam Checker, allows both personal and business customers to quickly verify whether suspicious messages are fraudulent—using nothing more than a photo and WhatsApp.

Digital Reinvention
27/03/2025Article

Financial Innovation Spotlight – March 2025 edition

By simply taking a screenshot or photo of a potentially fraudulent email, website, letter, or leaflet, customers can send it through WhatsApp to Ask Silver’s AI system. In just minutes, they’ll receive a response indicating whether the content is a scam, along with tips for staying safe. The service, which is free to all Metro Bank customers, also alerts relevant authorities automatically if fraud is detected.

Fighting fraud in a digital world

Fraud is one of the most common crimes in the UK, with over £1 billion lost to scams in 2023. Impersonation fraud—where scammers pretend to be legitimate organizations—is increasingly difficult for customers to spot. Metro Bank's new tool adds a much-needed layer of defense.

“This new partnership with Ask Silver is a game changer in protecting customers from fraud and helping to stop crime,” said Baz Thompson, Head of Fraud at Metro Bank. “Being able to offer a service where customers can know in minutes whether something is fraudulent provides an essential barrier to staying one step ahead of fraudsters.”

Personal inspiration drives innovation

Ask Silver was co-founded by Alex Somervell and Jonny Pryn after a relative lost £150,000 in a scam. Their mission is to build the most human-focused anti-scam company in the world. “We’re thrilled to join forces with Metro Bank,” said Somervell. “Together, we can help keep families and their finances safe.”

Related news & insights

14/04/2025Interview

At work with Karin van Hoecke

Karin van Hoecke is General Manager for (Digital) Transformation & Data at KBC, the leading Belgian banking and insurance brand...

Digital Reinvention
09/04/2025Interview

Further insights: Strategic frugality reframes cost-saving as a growth tool in finance

We don’t talk much about frugal innovation, an intriguing concept that is proving to be remarkably effective and valuable. It...

Digital Reinvention
09/04/2025News

CaixaBank and Salesforce partner to deliver smarter, AI-powered banking

Under a newly signed agreement CaixaBank will integrate Salesforce technologies into its customer service platforms, streamlining processes and improving personalization.

07/04/2025News

Westpac joins government trial to help homeowners cut energy costs

Westpac has become the first major Australian bank to partner with the federal government in a new initiative aimed at...

Digital Reinvention
07/04/2025News

Standard Chartered launches SC GPT to drive global AI innovation

Standard Chartered has unveiled SC GPT, a proprietary generative AI tool now deployed across 41 markets, signaling a major leap...

02/04/2025News

Bankinter finalizes merger of EVO Banco and Avant Money to strengthen its international presence

Bankinter has officially signed the merger of its digital banking subsidiary, EVO Banco, and its Irish division, Avant Money, into...

SME Banking
02/04/2025News

Chime Enterprise unveils Chime Workplace, a financial wellness suite for employers and employees

Available at no cost to both employers and employees, the platform integrates Chime’s financial tools with real-time workforce financial health...

Digital Reinvention
01/04/2025Article

Predict, engage, transform: AI’s role in the future of banking

As financial institutions intensify their focus on customer engagement, operational efficiency, and fraud prevention, AI is reshaping the industry with...