Financial Innovation Spotlight – January 2025 edition

Digital Reinvention
30/01/2025Article

In this month’s Financial Innovation Spotlight, we zoom in on five exciting new projects from around the world. The UK’s trailblazing digital banks are first under the spotlight: Atom is empowering homeowners with personalized energy-saving solutions, while Revolut is protecting its customers against fraud with in-app phone support. In France, Crédit Agricole’s proptech Khome has rolled out an enticing offer for clients seeking to buy real estate: a co-investment model that covers 10% of the downpayment. Meanwhile bunq, Europe’s second-largest neobank, is breaking language barriers with real-time speech-to-speech AI translation for in-app phone calls. Finally, in Uzbekistan, TBC UZ has launched a subscription service that seamlessly combines banking and lifestyle benefits.

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