Klarna, the AI-powered global payments network, is now available to Apple Pay users in the U.S. and U.K., providing more flexibility at checkout. Users of iPhone and iPad running iOS 18 and iPadOS 18 or later can choose Klarna’s payment options when shopping online or in-app with Apple Pay. Klarna's "Pay Later" feature allows customers to split payments into three or four installments with no interest, or over longer periods with APRs starting at 0%. Canada will also have access to Klarna's offerings in the coming months.
Sebastian Siemiatkowski, Co-founder and CEO of Klarna, expressed excitement about the launch, stating, "Consumers around the world have been asking for Klarna on Apple Pay, so I'm super proud to let them know it’s here! Our fair, flexible, and interest-free payment options are now even easier to use at your favorite merchants when checking out on Apple Pay."
Klarna’s "Pay in 4" option allows consumers to make interest-free payments for purchases between $35 and $2,000. For larger purchases, Klarna offers financing with monthly repayments starting at 0% APR. This new integration simplifies payment flexibility, providing Apple Pay users with more ways to pay over time without the hassle of traditional credit cards.
Jennifer Bailey, Apple’s Vice President of Apple Pay and Apple Wallet, noted the benefits to users, stating, "We’re excited to give users in the U.S. and U.K. more choice in how they pay with Klarna’s flexible payment options."
To use Klarna with Apple Pay, eligible users can select "Other Cards & Pay Later Options" at checkout, choose Klarna, and authenticate their purchase with Face ID or Touch ID. Klarna’s privacy-focused approach ensures users' transaction history is secure, while Apple's privacy features remain intact.
With over 85 million active consumers, Klarna continues to expand globally, offering fairer alternatives to traditional credit.
