In 2023, nearly one million businesses were created in France, with two-thirds established by micro-entrepreneurs—double the number from a decade ago. To support this growing trend, AXA France has introduced "Mon Pack Entrepreneur," an all-in-one insurance solution tailored specifically for micro-entrepreneurs. This offering is designed to be simple, accessible, and competitively priced, reflecting AXA France's commitment to making insurance more inclusive.
"Mon Pack Entrepreneur" is intended for new and small-scale entrepreneurs who are particularly vulnerable to various risks. Traditionally, covering all the risks associated with their activities required multiple insurance contracts. Now, whether an entrepreneur operates from a professional office, home, or client sites, all necessary coverage is bundled into a single contract. Key features include:
• Professional liability coverage up to €4 million.
• Compensation for damages to property, with limits of €5,000 or €10,000 depending on the business type, including coverage for leased office spaces.
• Daily compensation of €30 for up to 30 days in case of work incapacity due to an accident or hospitalization.
• Legal protection in case of disputes with clients or suppliers.
• Psychological support for situations such as assault or business closure.
With monthly premiums ranging from €24.50 to €48.50, "Mon Pack Entrepreneur" offers a clear, straightforward contract that is easy to understand, avoiding industry jargon.
This launch is part of AXA France's broader strategy to develop new insurance products that address the specific needs of evolving societal segments, including micro-entrepreneurs. It highlights AXA France's dedication to creating more inclusive insurance solutions that help small businesses succeed.