Business Model Transformation
Creative new products and initiatives that transform the bank’s business model to expand or redefine its role in the evolving ecosystem. This category aims to acknowledge banks that have spearheaded transformative efforts to compete in the realm of "new-age banking". This includes scaling novel models like a digital-first proposition, embracing embedded finance, marketplace banking, super apps, BaaS, and similar innovations.
Gold
Market 24/7: Experience the future of shopping with the DoKapsy od ČSOB app
Experience the future of shopping in Czechia! Shop 24/7 with the DoKapsy app and Bank ID at automated stores nationwide....
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Business model transformation for ESG financing
BNP Paribas Bank Polska supports businesses in their green transformation with ecosystem of products, services and beyond banking offerings. From...
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D-Verse
Introducing D-Verse by BPI! A secure NFT marketplace where you can buy digital art, sports, and collectables using fiat currency....
Read moreCore Offering Innovation
This category showcases innovative products and offerings, developed independently or through collaborative partnerships, that match customers’ evolving digital lifestyles to foster sustainable growth. These include breakthrough concepts that dramatically enhance, transform, or tailor the banks’ offerings to specific market segments across products such as deposits, credit, payments, investments, and advice.
Gold
Financial Health as Ultimate Company Purpose
Strategy reinforcing our 200y year old purpose brought to modern era
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Shared-value Home Loans by Discovery Bank
Home financing is expensive, and one of the largest sources of long-term debt. The solution is Discovery Bank's Shared-value Home...
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Game on Deposit @ Liv
Predict winners of your favorite sports tournament to get up to 10% interest!
Read moreEmerging Tech Innovation of the Year
The convergence of game-changing technologies such as Cloud, Gen AI, Blockchain, Open APIs, IoT, and Mixed Reality brings our imagination of tomorrow’s banking to life. Better technology is always at the heart of every organization’s quest for providing future ready offerings and this particular award will recognize banks that are inspiring better banking by architecting the future by making the most of emerging technologies. Think new possibilities powered by Cloud, AI, Blockchain, Open APIs, IoT, and Mixed Reality.)
Gold
Digital transformation at Bradesco: Optimizing operational efficiency with Generative AI
An innovative platform that transforms Bradesco's financial services with generative AI, empowering people, automating processes, improving analysis for strategic decisions,...
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Bridging the gap between traditional finance and the digital assets economy.
Excited to announce our bank's new digital assets strategy! We're integrating blockchain tech to offer secure custody, instant trading, and...
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Cash Management, Reimagined. How RBC Clear™ built a new Cash Management platform from scratch
RBC Clear™ by RBC is a digital-first Cash Management platform for corporations that puts treasurers in control of their working...
Read moreFuture Workforce
This category recognizes pioneering transformative initiatives that shape the future of their workforce. These projects cover changes to the work, workforce, employee experience, and overall organization culture in preparing for tomorrow, and include the use of data, technology, and new approaches to ensure employees are empowered and upskilled by machines, and how work is organized, performed, measured and managed.
Gold
Empowering OCBC Employees with Digital Office
Digital Office platform has unified employee tasks, such as managing requests, leaves, claims, and devices, while also offering self-service features...
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Pioneering Sales Growth and Motivation via Gamification: Yapı Kredi BizPlay
Our gamification tool BizPlay is open to all employees and has 100% usage penetration. Since its launch we created 25...
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Robotic Precision for APOS Production Efficiency and Better Workplace
Promote BCA Operation Values: Better, Cheaper, Faster, and Safer environment for sustained economic
Read moreNeobanks & Fintech Players
This category is reserved for banking start-ups, digital spinoffs of incumbent banks, and technology firms working within the banking industry. Initiatives cover the creation and/or application of innovative technology that enhances customers’ banking experience and/or develops new sources of revenue for the industry. Innovations must be stage-one funded, have a market release proposition, and/or have completed a successful market PoC.
Gold
Trust Bank: Customer experience driving the world’s fastest growing digital bank
Trust Bank is Singapore’s first digitally-native bank and has become one of the world’s fastest-growing digital banks, capturing 14% market...
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Democratizing payments and financial services for a billion+ Indians with PhonePe
PhonePe Group is an India-headquartered technology company with a portfolio of businesses aligned with the company's vision to offer every...
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Alpian
Alpian SA introduces the Intelligent Wealth Management and Everyday Banking Platform, a groundbreaking digital solution designed to transform personal finance....
Read moreOperational Excellence
This category awards banks that have successfully navigated the complexities of process re-engineering and smarter operations, laying the groundwork for profitable growth. Initiatives cover scalable processes that drive improved efficiency to support a faster pace of growth for the bank’s revenue stream and asset base than for its overhead costs.
Gold
A unique way to activate the bank's mobile application
mBank has provided its customers with a new and unique across the European Union way to activate the bank’s mobile...
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SC Automate
Envision a banking landscape transformed by unmatched efficiency, where task that took 4-8 days are now completed in few minute....
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Face Pay
Face Pay is a service developed by Halyk, which allows passengers to pay for their journey without using a smartphone...
Read moreReimagining the Customer Experience
This category showcases initiatives that leverage a variety of digital technologies to effectively engage clients, fostering a customer-centric approach that elevates loyalty, satisfaction, and advocacy. This includes significant enhancements in the bank’s marketing, sales and distribution, and management of customer channels, communications, engagement and relationships.
Gold
User Experience in wholesale/SME by Santander Spain
In Santander we are focused on being the main bank of SMEs in Spain. We are currently leaders with a...
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HyperPersonalization
Using AI in analytical and conversational models, we turn each customer's data into insights to give personalized WOW offers at...
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GO by Krungsri Auto, car driver lifestyle application for Krungsri Auto customers and all drivers.
GO by Krungsri Auto Application is developed to offer a wide range of lifestyle services, auto financial, insurance products and...
Read moreTransformative Innovator of the Year
The winner is a bank or banking group that has successfully achieved a best-in-class transformation approach to create and deliver tangible value. Their corporate vision also commits it to continuous innovation and embraces a journey of digital transformation to ensure the organization remains relevant, agile, and capable of adapting to the ever-evolving business landscape. You cannot submit your innovation in this category. There is a separate application form, and you must have submitted at least three innovations in any of the other seven categories to qualify.